The cases other brokers turn away.
Overseas buyers with no UK footprint. Concentrated portfolios. Enhanced due diligence. These are real completions — details lightly disguised where our clients' confidentiality requires it.
Eight flats, one building: releasing £4.85m from a concentrated portfolio Completed
Some details generalised to protect client confidentiality.
An overseas landlord, living and working in Asia, had built up a holding of eight new-build apartments within a single luxury riverside development in London. With further acquisition opportunities on the table, he needed to release equity from the existing portfolio — quickly, and without setting foot in the UK.
- Very high exposure in one scheme — eight properties within a single new-build development, a concentration most lenders decline on sight.
- The client lives and works in Asia, with all verification, valuation and legal work needing to run remotely across time zones.
- The onward purchases had their own deadlines — a slow equity release would have cost him the opportunities it was meant to fund.
- A bridging facility was offered within 24 hours of enquiry, secured across all eight apartments as a single facility.
- We placed the case with a lender who raised no issues with the high concentration of properties in one new-build scheme.
- All identity verification, valuations and legals were run entirely remotely, coordinated around the client's time zone.
- Funds were released in under three weeks from application — ahead of the deadlines on his onward purchases.
Equity released from a concentrated new-build portfolio well within the required timeframe, despite the borrower being based abroad — funding the next round of London acquisitions on schedule.
Bridging finance is typically an unregulated activity. Figures shown are from a completed case; terms depend on individual circumstances and lender criteria.
Arranged by Mohit Mehra, Founder, Palladian Finance
From “this will never work” to keys in Battersea — in four weeks Completed
Some details generalised to protect client confidentiality.
A Turkish national, referred to us by an existing client, had found the flat he wanted in Battersea — and was convinced he would lose it. He had no UK footprint whatsoever: no credit history, no UK address, nothing a mainstream lender could anchor to. Every day of delay felt like the property slipping away.
- No UK credit history, address history or UK bank account — the profile most lenders decline automatically.
- An anxious first-time UK buyer navigating an unfamiliar legal system, conveyancing process and documentation requirements from abroad.
- A seller who would not wait indefinitely.
- Placed the case with a lender from our panel experienced with Turkish income and documentation, so “no UK footprint” was a known scenario, not a red flag.
- Introduced Turkish-speaking solicitors from our professional network to handle the legal side — easing the client's anxiety by explaining each stage in his own language.
- Prepared the full documentation file up front, so underwriting had no back-and-forth delays.
- Coordinated lender, valuer and solicitors to a single four-week timeline agreed with the seller.
Contracts exchanged and keys in hand within four weeks — the purchase he was certain would fall through, completed. He remains a client, and has since referred others.
Every client's circumstances differ; outcomes depend on your individual profile and lender criteria.
Arranged by Mohit Mehra, Founder, Palladian Finance
A politically exposed person, a prime South Bank apartment — approved Completed
Exact figures withheld at the client's request; value shown is approximate.
An Indian client with political connections wished to acquire a prime two-bedroom apartment beside the London Eye as an investment. As a politically exposed person, he knew — from experience — that most lenders would not even open the file. He also had no UK bank account and no UK footprint of any kind.
- PEP status triggers enhanced due diligence — many lenders decline politically exposed applicants outright rather than do the work.
- No UK bank account and no UK footprint, adding a second layer most lenders won't take on in combination with PEP status.
- A client who required absolute discretion throughout.
- Approached only lenders on our panel with genuine appetite for PEP cases, avoiding the automatic declines that had discouraged the client elsewhere.
- Built the enhanced due diligence and source-of-wealth file up front — presenting a complete, verifiable picture before the lender asked, rather than reacting to queries.
- Structured the purchase to work without an existing UK bank account, with banking arrangements put in place alongside completion.
- Maintained strict confidentiality at every stage — the reason the figures on this page are approximate.
The purchase completed in full. A client that most of the market would not touch now holds a prime South Bank investment property — with every compliance requirement met, properly and discreetly.
PEP status is not a barrier to UK property finance where source of wealth can be properly evidenced. Every client's circumstances differ; outcomes depend on your individual profile and lender criteria.
Arranged by Mohit Mehra, Founder, Palladian Finance
From a conversation in Mumbai to keys on Baker Street Completed
Some details generalised to protect client confidentiality.
We first met at a property networking event in Mumbai. The conversation wasn't about a deal — it was about his children, and building something that would outlast him. For this client, "generational wealth" wasn't a buzzword; it was the intention.
“Generational wealth wasn't a buzzword — it was the intention.”
- No UK footprint — no credit history here, nothing on paper to suggest this would be simple.
- Financing for a non-resident Indian national requires the right structure and the right lender conversations, not a standard application.
- A property on one of London's most recognisable streets, where opportunities don't wait.
- Structured the case for a non-resident buyer with no UK credit history, presenting his Indian income and assets in the format lenders needed.
- Took the case to lenders on our panel experienced with Indian documentation and non-resident profiles.
- Held the deal together through the slow patches — the right structure, the right conversations, and patience on both sides.
- Kept the goal fixed on the family's long-term intention, not just the transaction.
The keys became his — a family asset on one of London's most iconic streets. For anyone overseas wondering whether UK property is within reach without a footprint here: it often is.
Every client's circumstances differ; outcomes depend on your individual profile and lender criteria.
Arranged by Mohit Mehra, Founder, Palladian Finance
Complex doesn't mean impossible.
It means it needs structuring.
If your circumstances look like any of these — or harder — the first conversation costs nothing and commits you to nothing.
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